Verified Financial Documentation

Preserve
Relationships
Not Just Money

The only digital ledger with a built-in Witness System. Track loans, items, and promises with verified trust.

Net Balance
+ ₦450,000
Pending
2 Actions
Recent Activity
New Witness Request

Fawaz sent a request

wants you to verify a loan

"Hey, can you witness this loan of ₦50,000 to Ali? Thanks!"
Verify
Decline

Built for Security & Trust

We prioritize the safety of your data and the integrity of your relationships.

End-to-End Encryption

Your financial data is encrypted at rest and in transit.

Daily Backups

Redundant backups ensure your ledger is never lost.

Immutable Audit Logs

Every change is recorded permanently for transparency.

Privacy First

We don't sell your data. Your ledger is yours alone.

Funds

Record loans, gifts, and repayments with multi-currency support and real-time formatting.

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Items

Lend or borrow physical objects with quantity tracking and condition monitoring.

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Witness

Add digital accountability by inviting third parties to verify and acknowledge transactions.

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Why Wathīqah?

Built on Integrity

We don't need to fake trust. Wathīqah is designed to solve real problems for real people, built by a team that values transparency.

The "Memory" Problem

"I thought I paid you back last week?"

Memory is fallible. Relationships shouldn't suffer because of forgotten details. We built Wathīqah to eliminate ambiguity.

The "Witness" Solution

By adding a neutral third party to verify transactions, we create a layer of social accountability that spreadsheets can't match.

The Akanors Promise

Built by Akanors Ventures. We are committed to privacy, security, and building tools that enhance human connection, not replace it.

Our Philosophy

Clarity Over
Conflict

We believe financial relationships thrive on documentation, not memory. Wathīqah replaces awkward conversations with verified records.

Audit Logs

Permanent snapshots of every change, ensuring absolute transparency.

Secure Access

Read-only sharing for partners without compromising your account.

Verified IOUs

Promises with due dates and priorities that stay verified by both parties.

Net Standing

Automatically see who owes what across all your interactions.

Our Foundation

"O you who believe — when you contract a debt for a specified term, write it down."

Surah Al-Baqarah 2:282

The longest verse in the Quran dedicates itself entirely to a single instruction: document your financial dealings and appoint witnesses. Most tools do the first. Wathīqah does both.

Ready to Secure Your
Peace of Mind?

Join Wathīqah today. The digital standard for personal financial documentation.